The VP, Property Underwriting will be responsible for underwriting and producing business, as well as overseeing the property underwriting process, ensuring the quality of risk analysis and decision-making, and managing a team of underwriters for the production of Excess & Surplus primary and excess property lines.
Essential Duties/Functions:
Analyze complex property exposures through research and collaboration with appointed wholesale brokers.
Produce property solutions with risk appropriate terms and pricing, adhering to Oculus’ underwriting guidelines and granted underwriting authority.
Develop and enhance brokerage relationships through demonstration of underwriting excellence and service.
Utilize Oculus’ underwriting tools and systems to adhere with all operational and pricing guidelines.
Review and underwrite complex insurance policies, ensuring compliance with company policies and regulatory requirements.
Evaluate financial statements, loss history, and other relevant data to assess the financial stability and viability of clients.
Utilize underwriting guidelines, actuarial data, and market trends to determine appropriate pricing and rating structures for property insurance policies.
Prepare and issue accurate policy documentation, including policy wordings, endorsements, and other related documents, ensuring clarity, accuracy, and compliance.
Provide risk management recommendations and advice to clients, including suggestions for loss prevention, safety measures, and risk mitigation strategies.
Required Qualifications:
Bachelor's degree in business, finance, or a related field, or 10+ years of related insurance experience, or equivalent combination of both education and experience.
Strong understanding of ISO policy forms
Minimum of 5 years’ experience in underwriting Excess & Surplus Commercial Property, with shared/layered programs
Preferred Qualifications:
10+ years of underwriting ground up, primary, and excess commercial property
History of underwriting office, retail, habitational, hotel, distribution, warehouse, manufacturing classes of business
You'd be an ideal fit if:
You have been an Underwriter for at least 5 years in Excess & Surplus Commercial Property.
You have experience underwriting office, retail, habitational, hotel, distribution, warehouse, and/or manufacturing classes of business.
You have expertise in communicating with Brokers/Agents.
Why work with us:
Medical, Dental, Vision
401K, 401K Match
Life and Disability Benefits
Unaccrued Paid Time Off
11 Paid Holidays
Work from anywhere - US
Employee Discounts
Employee Assistance Program
Educational Assistance Program
Employee Referral Program
Paid Parental Leave
Additional Information
This is a remote position.
Planned, in-office activities may be required on occasion (typically 2-4x per year).
You must live in the United States and be authorized to work in the United States without requirement of employment sponsorship/visa.
The above information in this description has been designed to indicate the general nature and level of work performed by employees in this position.
It is not designed to contain or be interpreted as an exhaustive list of all responsibilities, duties and qualifications required of employees assigned to this job.
Mission Underwriters is an equal opportunity employer.
We celebrate diversity and are committed to creating an inclusive environment for all employees.
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